“Whether you are a first-time homebuyer or have multiple properties, we guarantee the best mortgage rates, and the easiest process, for your purchase – At no Cost to You.”

Karanvir Gurm
Mortgage Broker
Meet Karanvir
With a rich background that includes Civil Engineering, Public Transit, and Heavy-Duty Mechanics, Karanvir brings a unique and insightful approach to mortgage brokering. His journey has shaped a problem-solving mindset and fostered a genuine passion for helping people achieve their homeownership dreams. Transitioning into mortgage brokering was a natural next step for him, allowing him to use his diverse skill set to empower clients on their home-buying journey.
Whether you’re purchasing your first home or expanding your property portfolio, Karanvir is dedicated to understanding your unique needs and finding customized mortgage solutions that fit you. He is here to ensure you feel supported at every stage, no matter the challenges that may arise.
Let’s unlock the door to your future home together. Karanvir is ready to be your trusted guide in mortgage solutions, committed to helping you every step of the way.


Why Use a Mortgage Broker?
More Options
With a network of major lenders and products to choose from, we can source your ideal mortgage options from the banks, credit unions, non-traditional lenders, and more. Taking the time to find the best option for your unique needs is a basic role as a mortgage broker
Negotiating on Your Behalf
Negotiating can be stressful. We act in your interests and do all the negotiating to secure competitive rates and terms that make sense for you. We have negotiating power because we fund millions of dollars in mortgages and lenders compete for our business. To you, that means more negotiating power to get you the best rates and terms for your needs.
No Cost to You
We are paid by the lending institution in the vast majority of cases – this means there’s no cost to you and no surprises. Essentially you get to use all our knowledge, expertise, and connections within the industry to secure the best mortgage for your needs, for free.
Expertise
We are specialists providing expert advice and guidance on mortgage products, interest rates, and current housing market conditions. We help choose the right mortgage product for you and assist you by creating a strategy for your specific situation and needs.
Fast and Efficient
From the initial assessment of your unique situation right through the closing process, transactions move quickly when working with us. We do the research and shopping for you so there’s no need for you to waste time organizing appointments with competing mortgage lenders when you could be house-hunting!
Ongoing Support
Even after your successful mortgage transaction, we are a great resource for advice, queries, or future needs. Our focus is to build a lifetime partnership with you and your family.
Access to Special Deals & Add-ons
Many financial institutions offer incentives including retail points programs or appliance discounts. Sometimes, we can tap into those perks and savings and pass them along to you and your family.
Regulated
The mortgage broker industry is highly regulated through federal and provincial regulators to protect you, your family, and your future.
First Avenue Financial – Calgary
208 – 40 Sunpark Plaza SE
Calgary, Alberta T2X 3X7
Office: 403-938-6888
Toll Free Fax: 1-877-758-1206
First Avenue Financial – Okotoks
205 – 15 McRae Street, PO Box 1483
Okotoks, Alberta T1S 1B4
Office: 403-938-6888
Toll Free Fax: 1-877-758-1206