News

New CMHC Refinance Program

A Smart Way to Fund Legal Rental Suites and Boost Your Home’s Value

Looking to add a legal rental suite and boost your home’s value?
Do you want add rental income and subsidize your monthly bills?
CMHC will now allow you to access up to 90% of the Equity in your home!

This program is not the government’s proposed 3% interest rate on an additional $80,000, which hasn’t launched yet, and is based on the total value of your home after construction!
This is an active option available now!

Why Consider it?

● Turn unused space into income
● Boost property value
● Access low-cost renovation funds
● Meet growing demand for rental housing

Key Program Details

● Refinance up to 90% of the as-improved value (max $2M)
● Available on 1–4 unit owner-occupied homes
● Suite must be fully legal and self-contained
● All standard permits and compliance required
● Borrower must live in the property

Who’s It For?

● Homeowners looking to add rental income
● Families creating multi-generational space
● Clients planning strategic value-adding renovations

Guidance You Can Trust

We’ll help you explore your options, review eligibility, and structure the right refinance strategy for your goals.

Book a quick consult with First Ave Financial today.

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